Inflation Calculator
Calculate the impact of inflation on your money. See future costs and purchasing power erosion over time.
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Future Cost of Today's $100,000
$179,085
What costs $100,000 today will cost $179,085 in 10 years
Future Purchasing Power
$55,839
$100,000 today will only buy $55,839 worth of goods in 10 years
Value Lost
$44,161
Purchasing Power Loss
44.2%
Purchasing Power Erosion
Today$100,000
In 10 years$55,839
Cost multiplier: 1.79x
Year-by-Year Impact
| Year | Future Price | Purchasing Power | Value Lost |
|---|---|---|---|
| 1 | $106,000 | $94,340 | $5,660 |
| 2 | $112,360 | $89,000 | $11,000 |
| 3 | $119,102 | $83,962 | $16,038 |
| 4 | $126,248 | $79,209 | $20,791 |
| 5 | $133,823 | $74,726 | $25,274 |
| 6 | $141,852 | $70,496 | $29,504 |
| 7 | $150,363 | $66,506 | $33,494 |
| 8 | $159,385 | $62,741 | $37,259 |
| 9 | $168,948 | $59,190 | $40,810 |
| 10 | $179,085 | $55,839 | $44,161 |
Frequently Asked Questions
How does inflation affect purchasing power?
Inflation erodes purchasing power over time, meaning the same amount of money buys fewer goods and services in the future. At 3% inflation, prices roughly double every 24 years.
What is a normal inflation rate?
Most central banks target an annual inflation rate of about 2-3%. The long-term historical average in the US is around 3.2% per year.
How do I protect my money from inflation?
Invest in assets that historically outpace inflation, such as stocks, real estate, TIPS (Treasury Inflation-Protected Securities), or I-Bonds. Keeping cash loses value over time.